Managing My Household Finances

Having wealth and managing your day-to-day spending are by no means the same. One of the key reasons why investors achieve the outcomes they want is because they keep the lion’s share of their wealth hard at work. Yet, they manage their day-to-day expenses wisely.

Smart cash management and affordable access to borrowing can be effective tools to create and enhance  wealth.

Things to consider

Whether you need to facilitate the movement of cash between banking and investments, or access credit to finance a purchase, we can help.

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Plan for the unexpected

A clearer understanding of your monthly cash flow combined with enough liquidity can help manage day-to-day expenses and emergencies.

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Capture more opportunities

A securities-based loan can help provide the liquidity you need to take advantage of new opportunities as they arise.

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Manage your everyday finances

Map out your spending habits and expenses, and use cash management tools to make it easy.

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Make cash work for you

Make sure your cash is invested wisely. An intrafamily loan may be a great solution.

What to ask your Janney Financial Advisor

  • Am I liquid enough to cover any emergency funding needs that may arise?
  • What’s the best way to leverage my portfolio for cash flow needs?
  • Given my current financial situation and goals, what's the right amount of debt I should carry?

For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.

To learn about the professional background, business practices, and conduct of FINRA member firms or their financial professionals, visit FINRA’s BrokerCheck website: http://brokercheck.finra.org/

Janney Montgomery Scott LLC, Member FINRA, NYSE, SIPC