Personal Finance

Wednesday, September 20, 2017

The Equifax Data Breach

In an increasingly digital world, privacy protection and cyber security is as important as ever. Equifax announced on September 7, 2017 a cybersecurity data breach incident potentially impacting approximately 143 million U.S. consumers. Here's what you should know about the event and where you can go to get more information.

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Digital Deception: Current Trends in Cybercrime

Cybercrime is one of the risks of today's digital world. It's important to be aware of the trends in cybercrime and the ways you can help protect your identity and privacy. Learn more about what's happening in cyberspace today and be sure to think before you click.

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Thursday, August 31, 2017

The ABCs of 529 Plans

If you're already saving for college, you've probably heard about 529 plans. 529 plans are revolutionizing the way parents and grandparents save for college, similar to the way 401(k) plans revolutionized retirement savings. Americans are pouring billions of dollars into 529 plans, and contributions are expected to increase dramatically in the coming decade. Where did these plans come from and what makes them so attractive?

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Monday, August 14, 2017

Evaluating Your College Savings Withdrawal Strategy

Congratulations—your child has been accepted into college! As you prepare for this exciting transition, it is likely that you have been saving for some time, and now you are ready to start withdrawing from your college savings account(s). As you begin the process of developing an appropriate spend-down strategy, it is important that you consider how to distribute your assets in a tax-efficient manner while leveraging financial aid benefits and continuing to maximize current savings.

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Tuesday, August 1, 2017

Saving for Retirement and a Child’s Education at the Same Time

You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two? The truth is, saving for your retirement and your child's education at the same time can be a challenge. But take heartyou may be able to reach both goals if you make some smart choices now.

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Thursday, June 15, 2017

When Marriage Ends in Divorce or Separation

The end of a marriage is also the beginning of a new financial life. Reconsidering your financial arrangements — whether or not your income will be reduced — should be a priority as you adjust to your new circumstances. The major issues demanding attention and resolution include the following.

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Wednesday, June 14, 2017

The Importance of "What If" Planning

There is a basic rule that applies to personal finance: plan ahead. But “what if” planning can provide security and preparedness when the unexpected occurs.

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